What is Georgia state income tax rate in 2026?

Georgia moved to a flat 5.19% state income tax rate starting in 2024, replacing its old multi-bracket system. The rate is set to decrease incrementally over time under HB 1437. After applying the $12,000 standard deduction for single filers, most Georgia workers pay an effective rate somewhat below 5.19%.

What is the Georgia standard deduction for 2026?

Georgia allows a standard deduction of $12,000 for single filers and $24,000 for married couples filing jointly in 2026. This deduction reduces your Georgia taxable income before the 5.19% flat rate is applied, meaningfully lowering the tax owed for lower and middle-income earners.

How do I calculate Georgia state income tax from my paycheck?

Subtract the Georgia standard deduction ($12,000 single / $24,000 married) from your annual gross income to get Georgia taxable income. Multiply that figure by 5.19% to get your annual state tax liability. Divide by your number of pay periods to find the per-paycheck withholding amount.

Does Georgia have any local income taxes?

No. Georgia does not allow cities or counties to levy a local income tax on wages. Your state-level deductions are limited to the flat 5.19% Georgia tax, simplifying paycheck math compared to states like Ohio or Pennsylvania where local taxes may also apply.

What FICA taxes do Georgia workers pay?

Georgia employees pay the same federal FICA taxes as all US workers: 6.2% Social Security on wages up to $176,100 and 1.45% Medicare on all wages. These are federal obligations unaffected by Georgia state tax law. High earners pay an extra 0.9% Medicare tax above $200,000.

Will Georgia income tax rate go down in future years?

Yes. Under Georgia HB 1437, the flat income tax rate is scheduled to decrease by 0.1 percentage points per year, contingent on revenue targets being met. The rate could ultimately fall as low as 4.99%. This makes Georgia increasingly competitive for workers and businesses over time.

How does Georgia income tax compare to neighboring states?

Georgia at 5.19% is moderate among southeastern states. Florida and Tennessee have no income tax on wages, North Carolina is at 3.99%, and South Carolina tops out at 6.5%. Georgia's combination of a flat rate and relatively high standard deduction keeps the effective burden reasonable for most workers.

Does Georgia tax retirement income or Social Security?

Georgia offers a generous retirement income exclusion — up to $65,000 per person for those 65 and older — for pension, 401(k), and IRA income. Social Security benefits are fully exempt from Georgia income tax. This calculator focuses on wage income; retirees should consult a tax advisor.

Georgia Paycheck Calculator 2026

Take-home pay in Georgia for 2026 — the flat 5.19% state tax after the $12,000 standard deduction, plus federal tax and

100% Private — Runs entirely in browserInstant calculation & resultFree, no sign-up

Annual salary (gross)

State

Filing status

Pay frequency

Pre-tax deductions per year (401k, HSA…)

California SDI is withheld at 1.3% of all wages in 2026 (no cap). Rates above $1M include the 1% mental-health surtax (top rate 13.3%).

Estimates for the 2026 tax year using the standard deduction. Actual withholding depends on your W-4, benefits, credits, and local taxes. Not tax advice.

How to calculate your Georgia take-home pay for 2026

Georgia simplified its income tax system significantly when it transitioned to a flat rate structure under HB 1437. For 2026, Georgia taxes wage income at a flat 5.19% after the standard deduction — no brackets to navigate, no phase-outs to track. Combined with federal income tax and FICA, your Georgia paycheck math is more predictable than in many other states, and this calculator handles every step instantly.

Whether you work in Atlanta, Savannah, Augusta, or remotely from anywhere in the Peach State, understanding your deductions helps you budget accurately and avoid surprises at tax time. Enter your gross salary below, select your filing status, and get a detailed breakdown in seconds.

Georgia State Income Tax: Flat 5.19% on taxable income after the standard deduction of $12,000 (single) or $24,000 (married filing jointly).
Federal Income Tax: 10%–37% progressive brackets based on your filing status and the 2026 IRS withholding tables.
Social Security & Medicare (FICA): 6.2% Social Security on wages up to $176,100 plus 1.45% Medicare on all wages — totaling 7.65% per paycheck.
No Georgia Local Income Tax: Unlike some states, Georgia prohibits local governments from taxing wage income, so there are no city or county payroll deductions to worry about.

Georgia 2026 tax rates explained

Before 2024, Georgia had a six-bracket progressive income tax system with rates up to 5.75%. The legislature replaced this with a flat 5.19% rate that is designed to drop incrementally each year as long as the state meets revenue growth targets — potentially reaching 4.99% in future years. For employees, the practical effect is simpler withholding and a lower effective rate for many middle-income workers who previously hit the top bracket quickly.

The Georgia standard deduction of $12,000 for single filers and $24,000 for married filing jointly is meaningful. A single filer earning $50,000 has a Georgia taxable income of $38,000, resulting in $1,972 in annual state tax — an effective Georgia rate of just under 4%. The flat 5.19% only becomes the effective rate for very high earners where the deduction is a small fraction of total income.

Georgia does not impose a separate SDI (State Disability Insurance) or similar payroll tax on employees. There is also no local income tax. This makes Georgia paycheck calculations cleaner than states like California or Ohio, where additional layers of taxation reduce take-home pay further. Our calculator reflects these rules accurately.

How ToolJiffy calculates Georgia paycheck deductions

Our Georgia paycheck calculator takes your gross annual pay, subtracts the Georgia standard deduction based on your filing status, and applies the 5.19% flat rate to arrive at annual Georgia tax. This is divided by your number of pay periods for a per-paycheck withholding estimate. Federal income tax is computed using the 2026 IRS Publication 15-T tables. FICA is applied at statutory rates. All computations run entirely in your browser — your salary data is never transmitted anywhere.

Step-by-step guide to using the Georgia paycheck calculator

Enter salary: Type in your annual, monthly, biweekly, or weekly gross pay and choose the correct pay frequency from the selector.
Select filing status: Pick single, married filing jointly, or head of household to apply the right Georgia standard deduction and federal withholding bracket.
View breakdown: See your Georgia state income tax at 5.19%, federal income tax, Social Security, Medicare, and your estimated net take-home pay per pay period.

Explore related paycheck & financial calculators

Calculate federal taxes with our Paycheck Calculator, plan housing costs with the Mortgage Calculator, check what rent your take-home supports with the Rent Affordability Calculator, or size a repayment with the Loan Payment Calculator.

Frequently Asked Questions

What is Georgia state income tax rate in 2026?
Compare other states on the paycheck calculators hub.
Georgia moved to a flat 5.19% state income tax rate starting in 2024, replacing its old multi-bracket system. The rate is set to decrease incrementally over time under HB 1437. After applying the $12,000 standard deduction for single filers, most Georgia workers pay an effective rate somewhat below 5.19%.
What is the Georgia standard deduction for 2026?
Compare other states on the paycheck calculators hub.
Georgia allows a standard deduction of $12,000 for single filers and $24,000 for married couples filing jointly in 2026. This deduction reduces your Georgia taxable income before the 5.19% flat rate is applied, meaningfully lowering the tax owed for lower and middle-income earners.
How do I calculate Georgia state income tax from my paycheck?
Compare other states on the paycheck calculators hub.
Subtract the Georgia standard deduction ($12,000 single / $24,000 married) from your annual gross income to get Georgia taxable income. Multiply that figure by 5.19% to get your annual state tax liability. Divide by your number of pay periods to find the per-paycheck withholding amount.
Does Georgia have any local income taxes?
Compare other states on the paycheck calculators hub.
No. Georgia does not allow cities or counties to levy a local income tax on wages. Your state-level deductions are limited to the flat 5.19% Georgia tax, simplifying paycheck math compared to states like Ohio or Pennsylvania where local taxes may also apply.
What FICA taxes do Georgia workers pay?
Compare other states on the paycheck calculators hub.
Georgia employees pay the same federal FICA taxes as all US workers: 6.2% Social Security on wages up to $176,100 and 1.45% Medicare on all wages. These are federal obligations unaffected by Georgia state tax law. High earners pay an extra 0.9% Medicare tax above $200,000.
Will Georgia income tax rate go down in future years?
Compare other states on the paycheck calculators hub.
Yes. Under Georgia HB 1437, the flat income tax rate is scheduled to decrease by 0.1 percentage points per year, contingent on revenue targets being met. The rate could ultimately fall as low as 4.99%. This makes Georgia increasingly competitive for workers and businesses over time.
How does Georgia income tax compare to neighboring states?
Compare other states on the paycheck calculators hub.
Georgia at 5.19% is moderate among southeastern states. Florida and Tennessee have no income tax on wages, North Carolina is at 3.99%, and South Carolina tops out at 6.5%. Georgia's combination of a flat rate and relatively high standard deduction keeps the effective burden reasonable for most workers.
Does Georgia tax retirement income or Social Security?
Compare other states on the paycheck calculators hub.
Georgia offers a generous retirement income exclusion — up to $65,000 per person for those 65 and older — for pension, 401(k), and IRA income. Social Security benefits are fully exempt from Georgia income tax. This calculator focuses on wage income; retirees should consult a tax advisor.